My wife and I just received the Drivewise modules in the mail after recently switching to Allstate. Its not rocket science. Why? . My wife and I have a device in each of our vehicles and so far, we have identical results, at 21% discount each. it cant go lower. I just checked my results and once again, my car, the newer, most expensive car on the policy gets 0%. 3% and 2% is a total of 5%I think. There is an almost zero chance your rate went up $100 a month without something being your fault and/or a major violation showing up on your record that was a paper work error from the state, but even a new agent would have told you what happened and why. I was looking for auto insurance with them and the sales agent told me about a coverage program they had called Milewise for drivers who didn`t drive a lot. 8% on his car is way less than 8% would be on my car. Great review Holly! But some how went down 9%, only put on 1500 miles, no speeds over 80, mostly finish driving by noon and after one year of perfect 30%, never changed even once, now 21% discount, and the agent cant explain why? Carb Blocker. I mean who wouldnt want the lousy 3% discount from allstate all because you work for a police department and work afternoons. After installing the devise and driving almost 11 months with no change in my 30% discount, now that my renewal is coming up, I go from a 30% discount on Friday to a 21% discount on Monday, funning thing is I never took the car out over the weekend! The average speed on this interstate is more like 75-80 and I am right there with the rest of the speeders. This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. Thank you for contacting Allstates Customer Technical Support. Love it! no ones mad to save money. The discount offered can be anywhere from 0%-30%. LOL We may also receive compensation if you click on certain links posted on our site. Your per-mile rate is calculated by the number of miles you drive that day. If you're uncomfortable with surrendering this information, then you may not want to enroll in Drivewise. Generally, drivers are likely to find better rates with other companies we reviewed, like USAA, Geico, State Farm, and Travelers. Again, if this is not actually Allstate's position I want to make this company aware that some of their agents are pushing these underhanded practices and "corporate policies", perhaps for a chance to increase premiums. Thats what drives me the most crazy about these big companies. She has know customer service skills. They must assume that no one works after 11pm. The amount of fraud in this state is ridiculous. I live in Minnesota and the snow and ice has not been good to my discount! Contact a local Allstate agent to find out if Drivewise is available in your area. Kenneth Chavis IV is a senior wealth manager who provides comprehensive financial planning, investment management and tax planning services to business owners, equity compensated executives, engineers, medical doctors and entertainers. Also if you live in an area where there is ice and snow dont ever get stuck even if in your own driveway as you will get numerous hard braking incidents for that too. Youve only had it for 3 months and you are already up to 17 percent. Allstate may use your data for many reasons, including: Using the plug-in comes with a few considerations: Allstate has a telematics discount program called Drivewise for people who wouldnt consider themselves low-mileage drivers. Thats how the world works, but it doesnt mean it makes sense. I myself have amassed 9 hard braking events in nearly a year of Drivewise. Seriously? I got zero discount yesterday when they sent an email, and I find their grading strange. I do think its skeezy its the same as Progressives program and stupid. Allstates Milewise program isnt widely available yet, although the company is continually adding states as it receives approval from each states insurance department. Well see when I have it first installed and see the reporting. I agree with you Marina. But, with that being said, I dont think they should advertise 30 percent if its impossible to attain. But it certainly can do much more than what people are being told. I walk to work every day and put maybe 10,000 miles TOTAL on BOTH vehicles combined in a year. And for teens learning to drive, Drivewise can be a helpful tool for parents to use the trip data to see how well their kids perform behind the wheel. All I wanted them to do was update the description of the vehicle and show the correct VIN. If I do that, then I can achieve what now is closer to 20% (they seem to have reduced it from 30% to 20%). I have had it for one year and whilst I have an A- for braking I do drive at busy time, and when I am on I 95 have to drive at 70 plus to keep up with everyone. You must drive safely and hard braking avoidance is easyjust watch any old dude driving an old Buick Sedan (blue in color) and give me the one finger salute. I use Drivewise. i think it would be rude to remove it n still have drivewise finding out all this crap i ended up not driving when it was icy even though i needed to sometimes. Why any of you should care, Ive been an Allstate agent pushing 20 years now. No, the amount is not deducted from your policy; it is a check you receive in the mail, and the amount of the check is based on the 6-month cost of your policy. function trackPhoneClick() { Allstate's Milewise program measures your trips using a plug-in device to track miles so you can reserve your mobile device's battery while driving. Sometimes annoying to me is how very many other drivers are caught up in a hurry up and wait mode of driving. The hard breaking requires slowing at least 10 mpg in one second. You are lucky to have 17%. Allstate estimates drivers who travel fewer than 10,000 miles per year could save at least 20% over a traditional auto policy. If your agent told you 10-20% to get you to go with Allstate then they lied to you- and committed fraud! so all i can do is sit n wait for them to email me again.. Our privacy is shot to heck anyway so who cares? And its weird to me that your premiums went up just before doing this, that feels more scammy to me than the drivewise thing! Then they remove the ability to get rid of those false reports on their website. eventAction: window.location.href, Maybe you all can help me out. I just signed up with Allstate in NY coming from Costcos Ameriprise program. PLEASE DO NOT SUBJECT YOURSELF TO THIS HORRIFIC EXPERIENCE. pirate names- and three pirate ship names. I dont like it, I find myself wanting to make As, why, to save money and add to my driving stress? this whole thing is still confusing n it seems they have different rules for everyone. Happy to help correct ones driving habits. Advertiser Disclosure: We strive to help you make confident insurance decisions. My husband who drives slower than molasses & got a C for his speed!! Still working on an explanation of that. Every state is different and we as agents should be experts in our states were licensed in and shouldnt profess to the world that whats in our state is universal. My wife is constantly downgraded because she does all of her driving during the morning and evening rush hours. Why would they rate my mileage as B+ with only 2,630 miles??? Why, because I drive sometimes at night, and hit the brakes. Its the mileage thats killing your discount. They keep raising the insurance rates on our facility here every year. Ive been saying this for years. After reading these posts I will be looking for vehicles with the Drivewise monitor on the dash before using the crosswalk! I couldnt help but laugh at this article. i was told 6 months. Loved Hartford, got good benefits cause I was a good driver, etc., but Geico did not tell me the quote was for six months. I have not seen anything that says what my future savings will be yet, but even if its a little bit, I guess I wont complain, but it is a bit misleading. At the very least it would be nice if they were up front about all of this. I saved $25-300 a year because I cut down on my commute. Coasting is my new mantra. my % is up to 15 now.. O.K. Im glad that SOMEONE is getting 30% off. stream
Also it goes on each vehicle you own that is a 1995 or newer car that is not electric or hybrid. If I am overweight, my discount should be less. The car actually moved about .5 feet. Also, driving on US68 at 65 mph (the leagal speed limit) they actually have stop lights on that road at that speed. You get "points" for: 3 consecutive days for no speeds over 80 mph / 3 consecutive days with no hard braking / 10 trips with no speeds over 80 or hard braking. Overall I am satisfied with Allstate, very affordable. I can also tell you that other companies have this device and they charge for it. While I appreciate any savings doesnt it make more sense that if you can drive more miles in traffic and still be accident free you should get some savings over someone who drives 5 miles a day in no traffic. I do not want my customers seeing me as someone who mislead them. is it really worth????? On top of your policy discount, you can also earn points to redeem on rewards, like gift cards and merchandise rewards available even to non-Allstate customers. It doesnt matter if its an insurance company or a grocery store its common knowledge that when something states SAVE UP TOXXX AMOUNT chances of being at the higher end of that are slim. If you were promised a 30 percent discount, thats poor service, but your terms and conditions that came with the device should have explained the discounting process to you and that your driving habits could save up to 30 percent. hitType: "event", The insurance companies know exactly why you slam on the brakes. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. The last time my car insurance rates were up for renewal, I noticed that my premiums went up quite a bit compared to the average car insurance rates. VIVA BROKER DE ASIGURARE / florian munteanu wife / allstate drivewise device non return fee. ill take my policy to you for 5%. Compare Quotes From Top Companies and Save. That line about running over a dog is FUNNY. theres something else im not sure on, that 10% they give you to start stays the second 6 months. I recently signed up for Drivewise and never got the impression that you will for sure, get a 30 percent discount. MANY of our drivers do NOT have insurance, and that is a HUGE part of what drives our rates so highthat with all of the law suits. A real scam!!! in all that i didnt see one single car on the road, so what is so unsafe about that? Other driving behaviors are analyzed as well, including your start and end location and the duration of your drives. What? I proposed to her over the weekend. To me, smooth, gentle driving is what taxi drivers excel at. So, I hooked the thing up to my car and completelyforgot about it. Drove 37 miles to work every day for 33 years, and was comfortable in my driving habits with my eyes on the road, and my foot off the brake. Id rather pay a little more and not have to worry about something monitoring me to make sure Im a good boy. Its just a bit creepy to me. Interestingly, I have not gotten a check, either, and my agent has been trying very hard to get me one for over a month, but Drivewise seems to have a very incompetent office staff. Even at 25 mph I get hit for a Hard Braking Events and there is NOBODY ON THE ROAD! Must have missed the 6 month drivewise concraption usage period, so thank you for that, what a relief! With SmartFinancial, you can leverage a network of 200+ insurance companies to find the best value out there. We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. I cancelled them out. it is supposed to start at 30%. Maybe you should even know what you are talking about before you reply and rip into someone when you have no clue what you are even talking about.
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